Finance Products

Our Finance Products

At Bill Luke we pride ourselves in offering the best services for our customers. For this reason, we offer a variety of Finance options that you can add in when you purchase your vehicle from us. If you have any questions or would like to speak to one of our extremely knowledgeable Finance Managers, Please contact us .

Warranty

Help Protect Yourself from Unexpected Repair Costs. Purchasing a vehicle is an investment that is worth protecting. Vehicles in today’s world of technology are built better than ever, but there’s always the chance of a mechanical breakdown that requires a major repair. Having a vehicle service contract (VSC) also known as an extended warranty can really act as a safety net to help protect yourself against unexpected repair costs that may result in significant out-of-pocket expenses. Here at Bill Luke we have an extremely comprehensive list of parts from major categories that are covered in the four different levels of our VSC. We offer four different levels of coverage that are listed as Basic, Good, Better, and Best. You can find a list of parts that are covered under each of the coverages.

Alarm

Give Yourself the Power of Protection Stolen Vehicle Recovery (SVR) is a service that we offer that can be added to any vehicle in order to protect one of your most important personal assets. With this product, your vehicle is equipped with a tracking device, and 5 years of a Stolen Vehicle Recovery service to help recover your vehicle in the event of a theft. Losing your vehicle is the last thing we would want. However, if it does happen you may call the 24 hour, 7 days a week, 365 days a year call center. The call center will locate the vehicle and contact the local authorities. This product will protect you and your vehicle coast to coast with a nationwide wireless cellular service and recovery team. The product features a theft alert, which will notify you if your vehicle is experiencing unauthorized movement. When this happens the SVR contacts you immediately, once given theft confirmation, the Recovery Call Center contacts local law enforcement. The call center will file a stolen vehicle report and then provide you with the case number. The call center will then work directly with the authorities providing vehicle location and movement until the vehicle is recovered.

Guaranteed Asset Protection
G.A.P.

Covered in Case your Vehicle is Stolen or Totaled G.A.P. is a unique product that offers coverage in the event your vehicle is stolen or totaled. To explain; as your car gets older, its actual cash value (ACV) declines while your lease or loan balance may remain higher than what the insurance company is willing to pay you. When that happens, you are then liable for paying that difference between what the insurance company pays you and what you owe on the car. Many consumers do not realize that they would be responsible for that balance owed. Luckily, G.A.P. covers the difference making it easier on you to walk away without having to pay an outrageous out-of-pocket expense.

To make it even simpler we have put together a small table to show how G.A.P. works:

Loan/Lease Payoff (Actual Cash Value of Vehicle)

$15,000

Insurance Settlement

– $12,000

Insurance Deductible

+ $1,000

G.A.P.

$4,000

G.A.P. Protection

– $4,000

Out of Pocket Expense w/ G.A.P.

$0

Paint-less Protection Program

Protection Plan for Dings and Small Dents Nation Safe Drivers Paintless Dent Repair (PDR) Protection Program uses a technique developed by car manufacturers. PDR works from behind the car’s exterior to fix damage without the need for sanding, painting, or body fillers. PDR uses specialized tools that manipulate and flex metal back to its original form. In most cases, there is almost never any evidence that a dent even existed, and repairs are mostly completed in the about the time required for an oil change.

Preferred Tire Care

Protection from Road Hazards Not every bump in the road can always be avoided. What you can avoid is the potential expense of tire and wheel damage caused by road hazards. Preferred Tire Care covers costs that may be associated with the repair or replacement of tires and wheels that were damaged by potholes, nails, tree limbs, and any other debris that may be on the road. While having the benefit of coverage on costs associated with road hazards, enjoy peace of mind knowing that this coverage includes roadside assistance, towing and rental car allowance. We recommend speaking to the Bill Luke Finance Team for details, and for assistance choosing the coverage and term that’s right for you!

GilaCoat

Protection to Keep That New Car Look We all know that life can get messy, that doesn’t mean that your car needs to. With Appearance Protection we provide the maximum coverage on your vehicle to ensure that its treated surfaces remain impeccable. Whether your surfaces need to be replaced or repaired, we take care of the damaged area with zero out-of-pocket expense to you. The appearance protection product covers common interior and exterior damage caused by human error or mother nature too. All that you need to do to resolve the damage is file a claim, claim gets reviewed by Gila Coat, and then you schedule a repair at a time and place convenient to you. If the repair requires your vehicle to be out of commission, then Gila Coat will provide you with a rental car allowance. It really is that simple.